Trusted Advisors to Financial Institutions
Saltmarsh provides risk-informed strategies, regulatory guidance, and deep operational experience to help banks, credit unions, and fintechs strengthen compliance, improve performance, and prepare for what’s next.
Featured Resources
Stay ahead with our latest benchmarking updates.
Performance Comparison Reports
Stay ahead with our latest benchmarking updates. Compare your institution’s performance with peers across the Southeast. Our quarterly reports are now available for:
BANKS
Download our quarterly bank performance reports for Alabama, Florida, Georgia, Kentucky, Mississippi, and Tennessee.
CREDIT UNIONS
Regulatory Compliance Reports
Download our quarterly report covering the latest regulatory compliance updates for banks and credit unions.
Audit, Compliance, and Advisory Services for Financial Institutions
Saltmarsh offers a full spectrum of audit, compliance, risk, and advisory services for financial institutions. Our team works with banks, credit unions, and fintechs to deliver practical solutions tailored to your institution’s size, structure, and strategic goals.
Audit & Internal Controls
- Internal Audit: Independent, risk-based audits tailored to your institution’s operations and regulatory requirements.
- FDICIA 363 Consulting & Testing: Support and testing for institutions approaching or exceeding asset thresholds under Section 36.
- Information Systems & Cybersecurity Audits: Comprehensive reviews of IT controls, cybersecurity practices, and compliance with FFIEC guidance.
Regulatory Compliance
- Regulatory Compliance Reviews: Targeted reviews across deposit and lending operations to support regulatory readiness.
- BSA, AML, OFAC, and CFT Reviews: Independent testing and program assessments tailored to evolving risk environments.
- Fair Lending & UDAAP Risk Reviews: Data-driven analysis to assess potential disparities and meet regulatory expectations.
- CRA Services: Support for community development strategy, performance context, and exam preparation.
- ACH Reviews & Risk Assessments: Operational and compliance reviews aligned with NACHA rules and emerging payment systems.
Credit Risk & Finance
- Credit Quality Reviews: Independent loan reviews that assess credit risk, underwriting, and portfolio management practices.
- Asset Liability Management Reviews: Evaluation of ALM frameworks, interest rate risk, and liquidity management strategies.
- Trust Operations & Fiduciary Responsibilities: Reviews of trust and fiduciary operations to support sound risk management and regulatory compliance.
Advisory & Training
- Third-Party Risk Management Reviews: Assessments of vendor oversight programs for compliance and operational risk.
- Advisory, Training, and Coaching: Hands-on support, board education, and custom training to strengthen oversight and accountability.
Focused Support for a Rapidly Evolving Industry
Saltmarsh partners with financial institutions across the spectrum, tailoring our services to the needs, size, and structure of each organization. Whether you're navigating complex regulations, scaling operations, or responding to examiner feedback, our team is built to help you move forward with clarity and confidence.
Banks
We help community and regional banks meet regulatory demands, enhance internal processes, and build sustainable growth strategies in a competitive environment. Learn More
Credit Unions
Our team understands the unique mission and governance of credit unions. We support compliance, audit, and operational improvements aligned with your member-first focus. Learn More
Fintechs
As fintechs grow and partner with banks, regulatory expectations increase. We help startups and established platforms build credible compliance frameworks, conduct required reviews, and prepare for bank partnerships or growth milestones. Learn More
Insights
Stay Up To Date with the Financial Institution Industry
Join our email list for banks or credit unions to receive quarterly insights and information on upcoming events from our team of experts to help you succeed in this ever-changing environment.
Client Testimonial
