Job Schedule 101: Building Financial Strength in Construction
10/24/2025 - By Lisa Robles, CPA, CFE, CIT and Stacie Gaffrey, CPA
In the construction industry, where razor-thin margins and complex timelines are the norm, financial clarity isn't a luxury; it's a necessity. At the heart of this clarity is one often-overlooked document: the job schedule.
Whether referred to as a Work-in-Progress (WIP) schedule or a contract schedule, this report isn't just about accounting. It serves as a communication tool between the field and the back office. It's a performance tracker. It's a risk monitor. And for bonding agents and lenders, it's one of the first things they ask for when evaluating a company's financial stability.
In this white paper, we’ll take a deeper dive into how job schedules function, why they matter, and how to build processes around them that promote long-term growth and trust with key stakeholders.
- What Is a Job Schedule & Why Does It Matter?
- Open vs. Closed Jobs: Why Classification Matters
- Reconcile Your Job Schedule with the General Ledger?
- Indirect Costs: Accurately Allocating Overhead
- Interpreting Over/Under-Billings
- Essential Ratios for Bonding & Lending
- Job Schedule Best Practices
- Construction Growth & Trust Through Job Schedule Visibility
Ready to build financial clarity into your projects? Click the link below to download:
Download Guide
If you have any questions about job scheduling or want to dive deeper into financial construction strategies, feel free to reach out to a member of our team.
About the Authors
Lisa Robles, CPA, CFE, CIT | lisa.robles@saltmarshadvisors.com
Lisa is a senior member of the team who manages audit and assurance-related services. She began her career in public accounting over 15 years ago, focusing on audit and assurance engagements. Her primary areas of experience include providing audit services to clients in a variety of industries, including construction, manufacturing and common interest realty associations.
Stacie Gaffrey, CPA | stacie.gaffrey@saltmarshadvisors.com
Stacie is a supervisor in the audit and assurance related-services practice of Saltmarsh. She specializes in construction accounting and has established herself as a trusted advisor to many clients in the industry. Stacie believes construction plays a vital role in our society and takes pride in helping construction companies build strong financial foundations through accurate and reliable financial statements.
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